Your Personal Debt Coach

Freedom is closerthan you think.

Connect your cards. See the patterns costing you. Finally break free.No manual tracking. No lending. No judgment.

Bank-level security
No credit check
Cancel anytime
Secured by
Plaid
Stripe

A plan that flexeswith your life

See your full picture. Know exactly what to pay. Feel the progress.

Person working on financial plan

Your Personal Plan

See exactly what to pay and when. Built around how you actually live, not some perfect budget you'll never follow. Choose from Avalanche, Snowball, or Hybrid strategies—tailored to your situation.

Average Interest Saved$2,847*Based on $9K avg debt at 23% APR vs. minimum payments. Sources: LendingTree, Bankrate (2025–26). Your results will vary.
Person pursuing passions, living freely

A Coach That Gets It

Most apps just show charts. SnapFree learns how you actually spend and keeps you moving toward freedom.

  • "Sunday Scaries" Detection: "You spend 30% more when stressed."
  • Interest Arbitrage: "Move $2K to Card B, save $450/year."
  • Subscription Purge: Find the hidden charges you forgot about.

Auto-Sync Cards

Connect via Plaid. Your balances, APRs, and due dates update automatically.

Smart Reminders

Never miss a payment. Get reminders 3 days before and on your due date.

Your Data Is Your Business

Read-only access via Plaid. We can never move your money. 256-bit encryption—same as Chase and Wells Fargo. We never sell your data.

Simple, transparentpricing

Start free. Upgrade when you're ready.

Free

$0
Forever
  • Up to 2 credit cards
  • Payoff plan calculator
  • Payment reminders
  • Progress tracking
POPULAR

Pro

$9.99/mo
Cancel anytime

Your 24/7 coach, always finding savings

  • Unlimited credit cards
  • A coach that never sleeps
  • Ask anything, anytime
  • “What if” scenarios
  • Personalized nudges
  • Priority support

Your path tofreedom starts here

See what happens when you finally have clarity

Confident person ready for change
Step 1: Connect
Link your cards in seconds
Person at peace, enjoying financial freedom
Step 2: Plan
See your personal path forward
Achieving financial goals
Step 3: Freedom
Watch it happen, feel the progress

Ready to snap into freedom?

See exactly how much you'll save and when you'll be debt-free—in 60 seconds.